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Independent Financial Solutions (IFS) is a trading style of DMJ Associates, which is an appointed representative of Adviser Business Solutions Ltd, which is authorised and regulated by The Financial Conduct Authority, we are a credit broker, not a lender.

IFS is a trading name of DMJ Associates and is authorised and regulated by the FCA and is entered on the Financial Services Register under reference 468860.

Our VAT number is: 202 0698 44. Adviser Business Solutions Ltd is registered in England and Wales, number 3749669.

Adviser Business Solutions Ltd is entered on the Financial Services register https://www.fca.org.uk/firms/financial-services-register Registration No: 190181. The guidance advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk